Summary: ESCO is broadening its insurance offerings for audiology and hearing healthcare business owners by introducing a Business Owner’s Policy (BOP), workers’ compensation, and cyber security insurance.


  1. Expanded Insurance Portfolio: ESCO has added three new types of insurance—BOP, workers’ compensation, and cyber security—to its services, targeting the specific needs of hearing healthcare business owners.
  2. Comprehensive Business Protection: The new BOP offered in partnership with AmTrust provides property and liability coverage that includes protection against theft, fire, and accidents, while the workers’ compensation insurance covers medical costs, disability benefits, and legal fees related to work injuries.
  3. Enhanced Cyber Security Insurance: Given the rise in data breaches and cyber threats, ESCO’s cyber security insurance is designed to protect businesses from losses related to technology breaches.

ESCO is expanding their insurance solutions for business owners. ESCO is now offering a business owner’s policy (BOP), workers’ compensation, and cyber security insurance. ESCO’s comprehensive insurance solutions are specially designed and focused for hearing healthcare business owners.

“Since our inception 35 years ago we have been committed to offering comprehensive hearing device protection,” says Jim Guthier, owner, ESCO. “Expanding our insurance services to owners of audiology and hearing healthcare practices is a very natural progression for our business model and team.”

Business Owner’s Policy

Partnering with AmTrust, our BOP insurance includes property and liability coverage to protect business owners against theft, fire, unexpected accidents, and more. If an employee gets injured on the job, AmTrust will have you covered through their workers’ compensation insurance. It covers medical costs and care, disability benefits, ongoing care, and work-related injury legal fees.

Addressing Cyber Security

With cyber security insurance, you can be rest assured that your business will be protected against losses that are computer or technology related. This could be due to a phishing or ransomware attack, or because a laptop containing sensitive information was lost or stolen.

“These types of attacks are happening more frequently than ever. We saw a 72% increase in data breaches from 2021 to 2023 with more than 343 million victims. If you have a business that collects consumer data, has accounts payable and receivable, and maintains a website, you are at risk and need cyber security coverage,” says Guthier. 

Further reading: Sycle and ESCO Partner on New Warranty Reminder Program for Hearing Clinics

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